Who bears the residual value risk with an Operational Lease?

With an Operational Lease, the residual value risk lies with the leasing company. The leasing company remains the economic owner of the vehicle during the entire lease period. This means you do not bear the risk if the vehicle turns out to be worth less than expected.

This is one of the most important differences compared to Financial Lease.

What Does This Mean in Practice?

At the end of the lease contract, you usually have two options:

• Return the vehicle: You hand the vehicle back to the leasing company and do not have to worry about selling it or potential depreciation.

• Take over the vehicle: In some cases, you may have the option to purchase the vehicle at its current book value. This is not an obligation, but an optional possibility.

Because the residual value risk remains with the leasing company, you know exactly where you stand financially from the start.

Discover our current Operational Lease offers and explore the available options.

Contact one of our advisors today and request free, no-obligation advice.