Financial lease calculator

Financial Lease: The Smart Way to Invest in a Commercial Vehicle

At lease.car, Financial Lease is the way for entrepreneurs to invest smartly in a commercial vehicle. You become the economic owner of the vehicle, while still retaining capital for other investments within your business.

How Financial Lease Works:

• Bank Financing: The purchase price of the car is financed by the bank, similar to getting a mortgage.

• Overvisible Monthly Instalments: You pay for the car in monthly instalments, freeing up your budget for other business expenses.

• Investment in the Future:Each payment is a direct investment in your business, as you take full ownership of the car at the end of the lease period.

As the beneficial owner of the car, you can enjoy tax benefits such as depreciation and interest deductions. This makes Financial Lease not only a wise choice for the long term, but also a fiscally attractive option for your business.

Your Dream Car Within Reach:

With Financial Lease from lease.car, your dream car is not only a means of mobility but also a strategic business investment. Whether it's a brand new car or a reliable used car, we offer flexible leasing options to suit your needs and financial situation.

Start Today with Financial Lease:

Are you ready to take your company's mobility to the next level? Explore our diverse range of new and used vehicles at lease.car and find the perfect match for your business. Contact us for personal advice or request a free, no-obligation quote right away. Invest in the growth of your business today with Financial Lease.

What are the costs with Financial Lease?

Financial Lease is a simple form of finance consisting of two main components: repayment and interest.

It works similar to a mortgage, only for your car. With Financial Lease, you become the ultimate owner of the vehicle at the end of the lease contract. The important thing to remember is that Financial Lease is purely about the financing; the other aspects of leasing, such as insurance, maintenance and fuel, are responsibilities you bear yourself.

Other costs that matter:

• Insurance: It is common to take out insurance to protect your vehicle.

• Maintenance and Repairs: Depending on your preference, you can also include a maintenance contract to cover maintenance costs, this is never included as standard.

• Vehicle Tax:Motor vehicle tax is a recurring cost that comes with Financial Lease.

• Fuel / Electricity: Fuel or charging costs are not included in the lease amount and are borne by you.

The exact cost may vary depending on your specific situation and the arrangements in the lease contract. At lease.car, we are happy to help you make these costs transparent so you know exactly where you stand. Our quotes are always without obligation and give you clear insight into the cost of Financial Lease for your car.

Is there collateral with Financial Lease?

With Financial Lease, the vehicle you are financing is usually considered the collateral for the financing. This means that the vehicle itself serves as collateral for the loan. This allows you to benefit from attractive financing terms without having to use other valuable business assets as collateral. This makes Financial Lease a practical and accessible financing option for entrepreneurs.

The leased vehicle in a Financial Lease agreement acts as collateral. The bank has legal ownership during the term of the contract, meaning they can reclaim the vehicle in case of default. This provides security for the bank and allows them to sell the lease object to pay outstanding instalments if necessary. It is important to note that during the term of the contract, the vehicle should not be sold without the permission of the leasing company, as it serves as security to reduce the financing risk.

Who is the economic owner with Financial Lease?

With Financial Lease, you as a business owner are the economic owner of the vehicle. This means that you use the vehicle and benefit from its value, but legal ownership lies with the leasing company or bank. During the term of the Financial Lease contract, you build up equity in the vehicle, eventually resulting in its full ownership. This gives business owners the flexibility to enjoy the benefits of the vehicle, while maintaining their financial resources for other business investments. At lease.car, we understand the needs of business owners and offer clear and transparent Financial Lease solutions.