Lease application rejected?

Lease application rejected?

It can happen that a lease application is rejected, and you wonder why. At Lease.car, we understand that this can be frustrating. Rejection of a lease application can have several causes, but we always look for solutions.

Here are some common reasons why a lease application may be rejected:

• Too recently started the business:If you have recently started your business, this can be a risk factor for some leasing and finance companies. They often want to see a proven track record.

• Negative BKR registration: A negative registration with the Bureau of Credit Registration (BKR) can be a reason for rejection. Banks and finance companies are usually reluctant if there is negative BKR data.

• Negative advice from bailiffs / collection agencies:If there is negative information from bailiffs or collection agencies, it may negatively affect your application.

• Negative equity and/or working capital:A financial situation with negative equity and insufficient working capital may lead to rejection.

• Critical industry:Some industries are considered riskier than others, which may affect the approval of an application.

It is important to remember that rejection does not mean the end of the road. Conditions of acceptance vary between banks and finance companies, and sometimes a 'second opinion' is worthwhile.

Is your lease application rejected? Lease.car will be happy to do a second opinion for you! Sometimes there are opportunities after all!
For example, through a higher down payment or a deposit. Also, it is then sometimes possible to choose another vehicle that suits your business better or a cheaper car! Every situation is unique and requires a personal approach.

We will be happy to see if we can still make you a suitable proposal! Of course, you must then be able to afford it. It is important to us that you can bear the monthly costs, now and in the future! Do not wait too long; request a second opinion now and we will contact you within 24 hours. Together, we will look at the options in your specific situation.